Hook
The 3am worry is rarely about the business plan. It's about Friday's payroll.Will the big invoice land before the VAT bill?
Did we price that job too low?
Can we really afford to say no to this client?None of those are mindset questions.They're cash questions. And when you can't see the answer, your brain keeps running them on a loop ⬇️You work later, because working later feels like control.
You say yes to the wrong work, because you're not sure you can afford to say no.
You put off the decision you know you need to make.I see it so often with owners of growing businesses. Brilliant people, running on empty, not because the business is failing, but because they can't see far enough ahead.The fix isn't glamorous.A 13-week cash flow forecast.
Updated every week.
Looked at by someone who knows what the numbers mean.It won't make the VAT bill smaller. But it will mean you know it's coming, you know you can pay it, and you can stop carrying it around at 3am 😬When did you last sleep through a payroll week?
